Transparent Health Benefits (THB) strategies help employers build their health benefits to support their employees in becoming better healthcare consumers.  

Rather than simply passing on higher out-of-pocket costs, THB strategies reward members when they engage in their healthcare decisions.

Unlike everything else in our lives, healthcare has an inverse relationship between quality and cost.  Higher quality care cost less.

In fact, Transparent Health Benefits(THB) strategies help employees access the best care.  

If all of this is true, why don’t the major insurance companies use THB strategies?

Transparent Health Benefits (THB) strategies can be implemented in phases to support an employer’s business goals and objectives with savings vs. change management. 

THB has built a multi-year approach to help employers achieve savings while improving the education and communication of employees and helping them become better consumers.  

With little to no change, THB strategies can save 8%-10% vs. traditional plans while minimizing cost increases year over year. 

While implementing ALL the THB strategies can produce 20-25% savings and even help employers have cost decreases year over year.